Upside & Downside of Buying VS Renting

Aug 16, 2024 | First Home Buyer

Upside And Downside of Buying VS Renting To buy or rent? It’s a dilemma many of us have faced at some point or another. Without advice orguidance, we might never dip our toes into the property market. But to help you make that decision, we have weighed up some of the...

Is It Time To Refinance

Aug 16, 2024 | Refinance

Is It Time To Refinance Understanding refinancing Refinancing is a financial strategy that allows individuals to replace an existing loan with a new loan, often under different terms. It may be a beneficial consideration for managing your finances and can be...

Building Financial Resilience

Aug 15, 2024 | Tips

Building Financial Resilience In today’s ever changing environment it is essential to be prepared for the unforeseen while also being ready to seize opportunities when they arise.   Firstly, lets aim to understand ‘What is financial resilience?’ Financial...

Online or Neobank: Convenience Could Cost You!

Aug 13, 2024 | First Home Buyer, Refinance

Online or Neobanks: Convenience Could Cost You As if choosing a property isn’t hard enough, there is also the added challenge of selecting the right lender and home loan from the vast number of options available. Whether it is your first home, upgraded next home,...

The Interest Rate Waiting Game

Aug 8, 2024 | Tips

The Interest Rate Waiting Game With economists not expecting rate drops until next year, waiting for lower interest rates and potential housing price reductions may be tempting. However delaying your purchase could be a more costly gamble. The mirage of falling...

Top 10 Budgeting Apps Used In Australia

Aug 2, 2024 | Tips

The Top 10 Budgeting Apps Used in Australia What’s your number? How many finance transactions do YOU make in a year? Over the past few years ꟷ not surprisingly ꟷ electronic transactions have experienced significant growth as society has shifted away from cash. As...

Impact of Stage 3 Tax Cuts

Jul 30, 2024 | Industry Update

Impact of Stage 3 tax cuts The recently introduced Stage 3 tax cuts are set to increase the borrowing capacity of many Australians, especially those earning between $45,001 and $200,000 per year. The exact increase will depend on individual circumstances such as...

The Cost of Refinancing Your Home

Jul 25, 2024 | Refinance

The Cost of Refinancing Your Home While the allure of lower interest rates and reduced monthly payments is enticing, refinancing isn’t a cost free endeavour. It’s crucial to understand the various fees associated with refinancing your home loan. We explain them here....

Mortgage Broker VS Bank

Jun 16, 2024 | First Home Buyer, Property Investor, Refinance

Mortgage Broker VS Bank You may have noticed the Australian finance sector is in the spotlight at present as aRoyal Commission is held into the banking, superannuation and financial services industry. If you’re feeling confused about what it all means you’re not alone...