Tailored Mortgages

To Meet Your Needs

We’ve Got You Covered

Our specialist knowledge helps us provide a customised mortgage solution for each and every one of our clients. Let us help you find the ideal loan for you.

First Home Buyers

The ideal way to buy your first home is with the knowledge and support of an experienced mortgage broker.

Refinancing

If you’re thinking about refinancing your mortgage, we’ll help you understand how it works and decide if it’s right for you.

Property Investor

If you want to invest in property, we’ll calculate what you can afford and guide you through the process.

Why choose Empower Financial?

At Empower Financial, we believe that all of our customers are unique and deserve to be treated as such. That’s why we offer a variety of home loan products tailored to your individual needs. We begin by listening to your requirements, tailoring a financial solution that fits your lifestyle and then advising you on how to proceed. Our team take considerable care in helping our customers find the loan that’s suitable for them. Based in Melbourne, our financial services are available via phone or video calls. Contact us today and our friendly team will help you empower your finances.

Clients

Years In Business

Employees

Meet Ryan Loh

As a Mechanical Engineer, I was able to utilise my problem-solving skills and passion for people to build an incredibly successful career. When I found myself wanting to work more directly with people, I knew that becoming a mortgage broker would be the perfect next step for me.

As a mortgage broker, I am able to use my critical thinking skills to help clients find the right loan for their unique situation. I also enjoy giving them advice on how they can refinance their homes or invest in property.

My job is all about helping people find solutions. Whether they’re looking for ways to improve their current financial situation or they want to buy their first home, I love helping them achieve their goals!

Awards

What Our Clients Say

Su Stanyer
Su Stanyer
2024-05-10
I highly recommend Ryan and Serena from Empower Financial. They were attentive, patient, and showed exceptional attention to detail. Their knowledge and experience shone through as they expertly navigated my complex circumstances, even handling last-minute challenges with ease. A true professional in every sense. I will use them again for my next purchase and refinance.
ChangHow Tan
ChangHow Tan
2024-05-02
Ryan and Serena helped me understand the complex loan procedure. They even took care and smoothen the entire process until settlement. They do also provide clarity and answer any questions.
Ricki Lim
Ricki Lim
2024-04-29
I recently had the opportunity to work with Ryan L. from Empower Financial. Needless to say, Ryan was extremely helpful and was very professional in his dealings with other entities in this matter. His attention to detail, knowledge of the industry, and timely manner in handling the entire end-to-end contract were much appreciated. Please contact Ryan L. of Empower Financial for a seamless experience. Thank you.
John Boo
John Boo
2024-04-23
Ryan and Serena have been very helpful throughout the loan application process. They went through the effort to help us as best as they can and guided us all the way from the start to the end. Happy with their service and highly recommended.
Pauline Bernardo
Pauline Bernardo
2024-04-07
We had the pleasure of working with Ryan and his team to secure our first home loan. From the very first engagement through to the end, Ryan and Serena were very responsive and proactive with their communication in guiding us along the process. They are true professionals in what they do and managed to get us a great result that we are satisfied with. If you are ever shopping for a home loan, I would highly recommend Ryan!
Diana Wong
Diana Wong
2024-04-06
We highly recommend Empower Financial for their outstanding professionalism and unwavering commitment to their clients. Ryan and Serena were fantastic and their expertise were remarkable. Their proactive communication and outstanding service made the entire process seamless.
Balamurugan Perumal
Balamurugan Perumal
2024-03-25
I had the pleasure of working with Ryan and his team, and their expertise surpassed my expectations. Right from the start, they meticulously tailored a mortgage solution that aligned perfectly with my needs and preferences. Their proactive communication and attention to detail made the entire process seamless. Thanks to Ryan's dedication, I secured an ideal mortgage package with ease. Highly recommended for their professionalism and stellar service.
Janice Chuah
Janice Chuah
2024-02-23
Very helpful and patient and efficient through my first house buying process. Kept me updated through the entire process and sent through comparisons btw bank options. Definitely recommend if you want a stress free experience in good hands
Luc Gak
Luc Gak
2024-02-19
The Empower Financial team provided us with a seamless experience, demonstrating proactive handling of our case and ensuring a hassle-free settlement. We commend Serena and Ryan for their customer-centric approach, and we will certainly recommend the Empower Financial team to our friends and family.
Simon Chung
Simon Chung
2024-01-20
Our property journey involved multiple plan changes before securing the desired property. The support from Ryan and Serena was crucial throughout. Ryan’s patience with our inquiries and thoughtful planning showcased his professionalism as our broker. We are sincerely grateful and confidently vouch for him.

Compliments and Concerns

We always work hard to build strong and lasting relationships with our valued customers. By listening to your feedback, not only can we address any immediate concerns you may have, we will also continually improve our products and services.
We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.