First Home Buyers
We’re here to help
Congratulations! You’re ready to make the leap from renting to buying your first home. We know it’s a big step, but we’re here to help you make sure it goes as smoothly as possible.
In order to provide you with the most suitable loan for your situation, we take the time to thoroughly understand why you want to buy and find a strategy to move forwards with. We have over 20 lenders to compare from, and will provide at least 3 of them at the loan proposal stage so you can make an informed decision.
Our services are complimentary to you—we are remunerated by the bank post-settlement, so everything we do is to help you.
Benefits of working with us
We have over 100 products to choose from
Various loan structures are discussed
We do all the research and preparation
We are home loan specialists
Qualified in Finance & Mortgage Broking
Client portfolios are reviewed every six months
We provide unlimited Corelogic RP Data property report
We supply a home buyer's power pack with tips and guides
How It Works
The following timeline provides an overview of the steps involved in the mortgage application process.
01
Interview via Phone or Video Call
Once you have outlined your goals and objectives for the mortgage, we will discuss with you the various options available. We will then work with you to select a lender and mortgage product that is most suitable for your needs.
02
Mortgage Application Process
Upon receipt of all required documentation, your mortgage application will be lodged with the lender.
For eligible applicants, this includes the First Home Owner Grant (FHOG) and other relevant government grants.
03
Conditional Approval/ Valuation Reports
The lender will provide conditional approval that is contingent on certain conditions being met. The lender may order a valuation report which will be completed once the property is available for inspection.
04
Unconditional (Full) Approval
Once all conditions have been met and a satisfactory valuation of the property has been completed, the lender will issue an unconditional approval.
05
Mortgage Documents & Settlement
We will review the loan offer contract within 2-3 days of the loan being approved, prior to you signing it.
Then, your solicitor/conveyancer will arrange a settlement date with the lender.
Once settlement is completed, the property is yours.