Tailored Mortgages

To Meet Your Needs

We’ve Got You Covered

Our specialist knowledge helps us provide a customised mortgage solution for each and every one of our clients. Let us help you find the ideal loan for you.

First Home Buyers

The ideal way to buy your first home is with the knowledge and support of an experienced mortgage broker.

Refinancing

If you’re thinking about refinancing your mortgage, we’ll help you understand how it works and decide if it’s right for you.

Property Investor

If you want to invest in property, we’ll calculate what you can afford and guide you through the process.

Why choose Empower Financial?

At Empower Financial, we believe that all of our customers are unique and deserve to be treated as such. That’s why we offer a variety of home loan products tailored to your individual needs. We begin by listening to your requirements, tailoring a financial solution that fits your lifestyle and then advising you on how to proceed. Our team take considerable care in helping our customers find the loan that’s suitable for them. Based in Melbourne, our financial services are available via phone or video calls. Contact us today and our friendly team will help you empower your finances.

Clients

Years In Business

Employees

Meet Ryan Loh

As a Mechanical Engineer, I was able to utilise my problem-solving skills and passion for people to build an incredibly successful career. When I found myself wanting to work more directly with people, I knew that becoming a mortgage broker would be the perfect next step for me.

As a mortgage broker, I am able to use my critical thinking skills to help clients find the right loan for their unique situation. I also enjoy giving them advice on how they can refinance their homes or invest in property.

My job is all about helping people find solutions. Whether they’re looking for ways to improve their current financial situation or they want to buy their first home, I love helping them achieve their goals!

Awards

What Our Clients Say

Michael Kevin
Michael Kevin
2024-08-05
If you're looking for a Broker or help with getting into property, look no further! Ryan and the Team at Empower Financial really made my first home buying experience about as simple as I could ask for. There were no "stupid questions" to Ryan, and I was assisted every step of the way. Being an interstate buyer (like in my case) was also no issue. I would absolutely recommend Ryan and certainly look forwards to employing his services again!
Chandan Batra
Chandan Batra
2024-07-25
Ryan was helpful through our refinancing process, guiding us through each step. His knowledge and support allowed us to comfortably make our financial decisions.
Eugene Lim
Eugene Lim
2024-07-22
Ryan recently helped us with the purchase of our first property. He's very patient with explaining the process, easily accessible to ask questions. Replies promptly to messages and works well with the relavant parties to ensure everything goes smoothly for settlement. Will definitely engage his services for our next purchase. Highly recommended.
Jun J Lee
Jun J Lee
2024-07-22
We are blessed to have Ryan and Serena on our team, throughout our home buying journey. The process from the get go to settlement has been flawless. They really put in the hard yards to look after our interest - shopping around for the best rate, advising us through the labyrinth of home loan jargons and terms. We highly recommend Ryan and Serena to anyone who is seeking for a home loan, no matter if you're first home buyer or a seasoned investor.
Jack Saw
Jack Saw
2024-07-15
Highly recommended ! Excellent communications and follow ups throughout the process.
Hongji Zhang
Hongji Zhang
2024-05-28
Ryan assisted us to ensure a hassle free process in purchasing our first property. Highly recommend. 5 stars!
J T
J T
2024-05-16
Ryan and Serena are brilliant! Very responsive to all the questions we have and saved us a lot of hassle cuz they have done all the legwork for us. Greatly appreciated, especially in this situation where making the largest purchase of your life can be very stressful
Ruby Suppiramaniam
Ruby Suppiramaniam
2024-05-15
Highly recommended! When I was looking to purchase my first home, the process felt overwhelming. Engaging Ryan as my broker turned out to be the best decision I made. With him and Serena handling the banks and loan side of things, I could focus solely on finding the right property. Ryan was incredibly patient with all my questions and consistently kept me updated, making the entire experience smoother and less stressful.
Su Stanyer
Su Stanyer
2024-05-10
I highly recommend Ryan and Serena from Empower Financial. They were attentive, patient, and showed exceptional attention to detail. Their knowledge and experience shone through as they expertly navigated my complex circumstances, even handling last-minute challenges with ease. A true professional in every sense. I will use them again for my next purchase and refinance.
ChangHow Tan
ChangHow Tan
2024-05-02
Ryan and Serena helped me understand the complex loan procedure. They even took care and smoothen the entire process until settlement. They do also provide clarity and answer any questions.

Compliments and Concerns

We always work hard to build strong and lasting relationships with our valued customers. By listening to your feedback, not only can we address any immediate concerns you may have, we will also continually improve our products and services.
We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.