Tailored Mortgages
To Meet Your Needs
We’ve Got You Covered
Our specialist knowledge helps us provide a customised mortgage solution for each and every one of our clients. Let us help you find the ideal loan for you.
First Home Buyers
The ideal way to buy your first home is with the knowledge and support of an experienced mortgage broker.
Refinancing
If you’re thinking about refinancing your mortgage, we’ll help you understand how it works and decide if it’s right for you.
Property Investor
If you want to invest in property, we’ll calculate what you can afford and guide you through the process.
Why choose Empower Financial?
At Empower Financial, we believe that all of our customers are unique and deserve to be treated as such. That’s why we offer a variety of home loan products tailored to your individual needs. We begin by listening to your requirements, tailoring a financial solution that fits your lifestyle and then advising you on how to proceed. Our team take considerable care in helping our customers find the loan that’s suitable for them. Based in Melbourne, our financial services are available via phone or video calls. Contact us today and our friendly team will help you empower your finances.
Clients
Years In Business
Employees
Meet Ryan Loh
As a Mechanical Engineer, I was able to utilise my problem-solving skills and passion for people to build an incredibly successful career. When I found myself wanting to work more directly with people, I knew that becoming a mortgage broker would be the perfect next step for me.
As a mortgage broker, I am able to use my critical thinking skills to help clients find the right loan for their unique situation. I also enjoy giving them advice on how they can refinance their homes or invest in property.
My job is all about helping people find solutions. Whether they’re looking for ways to improve their current financial situation or they want to buy their first home, I love helping them achieve their goals!
Awards
What Our Clients Say
Law Hanson2025-07-24Ryan has been fantastic throughout our home-buying journey. He is highly responsive and always willing to share his professional insights, especially when we had questions about our loan approval. I would highly recommend Ryan to anyone looking for a knowledgeable and dependable broker.
Derek Jenkins2025-06-03As a person with previous industry experience I have been impressed with Ryan's lending recommendations, loan structuring strategies, quick response times and overall support. If you're seeking a good finance broker I am confident that he won't disappoint you.
Jeremy Lim2025-05-06Thank you Ryan and Serena for all their help and expertise. 5 stars for being patient and responsive.
Wei En Chee2025-05-02Ryan was fantastic to work with throughout our home buying process. - Professional - Responsive - Genuinely helpful He and his team made everything smooth and stress free. Highly recommend!
J J2025-03-02Helpful and experienced mortgage broker!
Law Leon2025-02-18A BIG thanks to Ryan & Serena for a great work in assisting us in our property investment journey. They have never failed to answer questions and find the best solution to meet our goals all these years. The process has been seamless and they provide great follow ups in reviewing your loans on a regular basis. If you are a first home buyer or thinking about property investing, it would be worth having a chat with Ryan. Highly recommended!
Diana Wong2025-02-14We highly recommend Empower Financial for their outstanding professionalism and unwavering commitment to their clients. Ryan and Serena were fantastic and their expertise were remarkable. Their proactive communication and outstanding service made the entire process seamless.
R K2025-02-13Empower Financial helped us to secure mortgage for a house that we thought we couldnt afford. Ryan worked out all possible ways in a very professional manner and we had the best package offered by his dedicated team. We would highly recommend Empower Financial as they work relentlessly even after securing a mortgage and advise us from time to time on the market progress.
Sarah N.2025-01-15Ryan and Serena were very attentive, helpful, and genuinely took care of my parents and I when we purchased a home. Highly recomment!
Erick Chang2025-01-12Buying my first home felt like a daunting process, but working with Ryan made it smooth and stress-free. His guidance, patience, and expertise were invaluable every step of the way. Ryan made sure I fully understood my options and helped me secure the right loan for my needs. I couldn’t be happier with the outcome and am so grateful to have had his and Serena's support throughout this journey. Highly recommend him to anyone looking for a trustworthy and knowledgeable mortgage broker.
Compliments and Concerns
We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.